Kathryn Jean Keller

Mortgage Loans • Washington State

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KATHRYN JEAN KELLER'S CORE PRINCIPLES OF SERVICE Equal Housing


ADVOCACY. Your family's interest drives our activity and we work every day to deliver the highest possible value. We teach you how to maximize the bottom line on your home investment.

SOLUTIONS. We listen to you and create mortgage solutions that complement your financial needs and objectives. We provide a convenient process and offer a full range of home loan options.

ACCOUNTABILITY. We are committed to full transparency & clarity. We communicate regularly and proactively and we deliver exactly what we promise (or better.) We measure success by your willingness to recommend us with confidence because our performance and the value we deliver exceeds all expectations.

EXCELLENCE. We cultivate a culture of discipline & rigor, striving to be technically expert and fully prepared in a highly dynamic environment. We constantly seek feedback from you so that we may continually improve our system and our service.

It’s Almost Spring Cleaning Time! Kick Clutter To The Curb With These Home Cleaning Tips

Spring is around the corner, and it’s time to get your home in order! Spring cleaning can be fun and easy if you follow some general guidelines, which are sure to get your home ready for the nice weather and looking as beautiful as the weather is about to. Kick the winter clutter to the curb with these spring cleaning tips. Start With The Closets Spring is here, and winter wear is no longer needed! It’s time to box up all of the winter boots, jackets, gloves, and scarfs until next season. Starting your spring clean with your closets is a good tip, and will get you prepared for the rest of the process while creating more space and organization in the bedrooms of the...

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3 Easy Ways to Put Aside a Bit of Extra Cash So You Can Pay off Your Mortgage Faster

If your personal budget is similar to many other people’s budgets, your home mortgage payment is by far the largest expense that you pay for each month. In fact, this payment may easily account for 20 or 25 percent or more of your take-home income. Understandably, you may be focused on trying to pay this expense off early. By focusing on this payment, you can build equity and may be able to achieve financial security more quickly. You simply have to find a way to put aside a bit of extra cash regularly so that you can make extra payments, and there are few easy ways that you can consider. Use Your Tax Refund First, if you are one of the many taxpayers who receives...

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Boosting Your Credit Score To Qualify For Better Rates

The better your credit score, the better the mortgage interest rate for which you should qualify. That can mean thousands of dollars saved over the life of the mortgage. If your credit score needs improving, get started prior to your search for a new home. Pay Bills On Time The simplest way to boost your credit score is by ensuring your bills are always paid on time. Nothing harms a credit score more than late payments. Check for Credit Report Errors Check your credit reports for any errors. These issues are not uncommon, and can really impact your score. Each of the three major credit card reporting bureaus –Equifax, Experian, and TransUnion –will provide you with a free annual report. Credit Utilization Rate Look into...

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What’s Ahead For Mortgage Rates This Week – April 12, 2021

Last week’s economic reporting included readings from the Federal Reserve’s Federal Open Market Committee and a speech given by Fed Chair Jerome Powell. Weekly reports on mortgage rates and jobless claims were also released. FOMC Minutes: Fed’s Monetary Policy Stance to Remain “Accommodative” The Federal Open Market Committee of the Federal Reserve released minutes of its meeting held March 16 and 17. The meeting minutes indicated split opinions on the U.S. economy’s outlook. Several members expected inflation to rise due to constricted supply chains and high demand for goods and services. This scenario resembles trends in residential real estate where supplies of available homes are far lower than buyer demand. Other FOMC members expected continued downward pressure on inflation. Members expected inflation to rise to...

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The Three Essential Habits That Successful Home Buyers Must Embrace

Whether you are preparing to purchase your first home or it has been many years since you last walked through the home buying process, you may be starting to feel overwhelmed at the thought of all of the work that lies in front of you. From concerns about finding the right home to the physical act of relocating all of your belongings after the closing, there is certainly a lot to think about. While each home buying transaction is unique, the most successful home buyers have typically adopted a few behaviors. You may keep these in mind to help you navigate through the process with success. Keep An Eye On Your Budget Financial stress when buying a home is common. You may have saved for...

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